One of my best friends someday asked me, how we manage our finance after marriage.
I wonder why he asked me like that.
I told him that we always share, not fifty - fifty, but if i only have some money, i loved to share with my spouse. So do my hubby.
I saw in his face that he had a big problem, i think........
After that he told me that his wife is very shopaholic, hedonic, fashionable and love to change her mobile phone when last edition entered market.
Uh boy.........she has five credit cards too! My friends told her that they do not need lots of credit cards, because of they need to pay an annual charge. It's not cheap. One silver cards should pay around Rp. 150.000 per one year, Gold one should pay around Rp. 300.000 and Platinum one should pay around Rp. 500.000 till Rp. 600.000 per one year.
The reason that she have some credit cards is : "The credit cards offers different discount to merchants. So if we want to eat in a restaurant, we should looking for a discount, how much that they offered to us!"
Last time she bought a mobile phone costs more than Rp. 4.000.000,- uh boy.............. my friend asked her why she bought an expensive mobile phone. And his wife told him that she like the style (not the function).
My friends told me that till right now, they rent a house for living cost Rp. 40.000.000 per year. His wife loved to stay at a big house. Oh no!
I told him, why they not trying to get a credit from bank to buy a house. Name KPR (Kredit Pemilikan Rumah) in Indonesia. His wife work in one famous private bank at Jakarta as a secretary, as an employee, may be she can get a credit easily.
Till right now, my friend not believe to his wive and feel suspicious everytime.
Lots of divorce at marriage because of unbelieve and felling suspicious to their spouse.
Hope you can solve the problem dear friend!